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Outsourced CFO services for start-ups and SMEs

  • Active across Switzerland
  • Fully digital without paperwork
  • Attractive pricing
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5.0 stars | 103 reviews

Satisfied customers all across Switzerland!

"Cost savings of 35% compared to in-house accounting!""Cost savings of 35% compared to in-house accounting!"

What is CFO as a service?

The smart path to strategic financial expertise

cfo service

CFO as a service (CFOaaS) provides companies with highlevel financial expertise on a flexible basis—without the commitment and costs of hiring a full-time chief financial officer (CFO). This solution is ideal for start-ups and SMEs looking to optimize their cash flow, improve financial planning, and drive strategic growth with expert guidance.

With Nexova’s CFOaaS, you gain access to highly professional yet affordable financial management tailored to your company’s needs, ensuring compliance, efficiency, and scalability.

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Why should you outsource your CFO function?

Discover the benefits of an external CFO

  • Cost-effective

    Avoid the high expenses of hiring a full-time CFO while still gaining access to top-tier financial expertise.

  • Scalable

    Adjust CFO support to match your business needs—whether you require temporary assistance for a specific project or ongoing financial services.

  • Expertise

    Rely on professional knowledge to handle your complex financial matters, so you can stay focused on your business.

  • Unbiased perspective

    An external CFO offers unbiased insights into your finances and helps you make data-driven decisions.

Book a free initial consultation with our experts.

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Nexova’s CFO as a service

High-level financial expertise at a fraction of the cost

fo as service

  • Strategy & planning

    Optimize cash flow and build sustainable models with better budgeting strategies and financial plans.

    Investor relations

    Ensure transparency and create essential reports for investors, lenders, and other stakeholders.

  • Reporting & compliance

    Prepare financial statements, regulatory filings, and tax obligations in accordance with Swiss law.

    Digital optimization

    Digitally transform financial processes to streamline workflows, reporting, and cost control.

  • Sales & acquisitions

    Benefit from professional financial advice during strategic transitions like mergers, acquisitions, or exits.

    Flexible CFO services

    Leverage CFO expertise on an interim or part-time basis—for ongoing support or project-based work.

Get a personalized cost estimate for your business now.

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Outsourced vs in-house CFO

Flexible expertise or fixed costs

  • Outsourced CFO

    Cost efficiency: High-level financial expertise without the fixed salary of a full-time hire.

    Flexible use: Support when needed—project-based or long-term.

    Independence: Objective, focused analysis and solutions without internal bias.

    Tailored advice: Custom solutions aligned with your challenges and growth goals.

  • In-house CFO

    High fixed costs: Ongoing salary and benefits regardless of workload or demand.

    Limited flexibility: Permanent role with less adaptability to changing needs.

    Internal perspective: Deep involvement may lead to blind spots and less objective advice.

    Long-term commitment: Harder to adjust when business phases or strategies shift.

Book a free initial consultation with our experts.

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CFO services for SMEs and start-ups

How we tailor our support to your specific needs

cfo sme

Every business has unique financial requirements—and SMEs and start-ups face their own distinct challenges. A start-up may need a CFO to structure early-stage financial planning and guide fundraising, while an established SME might require cash flow management and help with regulatory compliance. With Nexova, CFO services are tailored to your company’s size, growth stage, and industry.

We offer scalable, flexible, and needs-based financial management, ensuring you only pay for the services you actually need. Whether you are looking for a steady part-time CFO to oversee key financial decisions or an interim CFO to guide you through a transition, Nexova adapts to your evolving needs—helping you scale efficiently, maintain financial control, and stay focused on growth.

Book a free initial consultation with our experts.

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Why Nexova

Trusted by companies across Switzerland

The Nexova team

Broad experience: Nexova’s deep knowledge of Swiss regulations minimizes risks and maximizes efficiency for new businesses.

Fully digital: Nexova’s digital process allows you to manage everything remotely—no office visits or paperwork required.

Personalized advice: We prioritize your goals, tailoring our guidance to fit your unique business needs.

Highly efficient: We ensure a fast, seamless process, so you can start your business without delay.

Flexibility: Our services adapt to your budget and schedule—ideal for startups and SMEs.

Complete trust: Nexova values long-term relationships, providing confidential, transparent, and integrity-driven service.

Easily calculate the cost of your accounting here.

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Discover our expert articles

Up-to-date knowledge for your business

  • November 11, 2026 | David Merz

    Limited Audit in Switzerland: Definition, Criteria and Process Explained

    The limited audit is the statutory audit that applies to most Swiss AGs and GmbHs. It covers every company that is too small for an ordinary audit and has not waived the audit altogether. The auditor reviews the annual accounts and reports to shareholders, which gives owners, banks and investors a basic level of comfort. In this article, we explain what a limited audit is and who needs one. We then cover what the auditor examines, how the process runs, what the report says and what it costs.

    Read more

  • October 28, 2026 | David Merz

    How to Change Your Auditor in Switzerland: Steps, Timing & Checklist

    Companies change their audit body (Revisionsstelle) for practical reasons: fees, service, growth or a conflict with the firm that keeps their books. The law allows it, but how easy it is depends on when you act. This article explains when you can change your auditor, the steps between election and register filing, how long it takes, what happens to the audit files and what it costs. We also provide a practical checklist to help you through the process of changing your auditor in Switzerland.

    Read more

  • September 23, 2026 | David Merz

    The Revisionsstelle Explained: What a Swiss Statutory Audit Body Does and When You Need One

    Every Swiss AG and GmbH is required to have a Revisionsstelle (audit body) unless it has completed a valid opting-out. It sits alongside the general meeting and the board as one of the company's governance bodies, and its job is to tell shareholders whether the accounts can be trusted. This article explains what the Revisionsstelle is, what it examines, what its report actually says, who is qualified to hold the mandate, and how the body is appointed and replaced.

    Read more

  • August 11, 2026 | David Merz

    What Is a Statutory Audit in Switzerland? A Guide for SMEs and Startups

    A statutory audit is the independent check of your company's annual accounts required under Swiss law. But not every company needs one, and many can avoid it entirely. What applies to your company depends mainly on its size and structure. This article explains what a statutory audit involves, who has to get one, and the difference between an ordinary and a limited audit. We'll also look at when small companies can skip the audit entirely, what changed under the law in 2025, who's allowed to act as your auditor, and how to keep the process efficient.

    Read more

  • August 4, 2026 | David Merz

    Ordinary or Limited Audit in Switzerland? Key Differences, Thresholds & Requirements

    Which type of statutory audit applies to your Swiss company has real implications for cost, process, and how your financial statements are perceived by external stakeholders. This article explains who is required to undergo which type of audit, what each one actually involves, how they compare side by side, and what growing companies need to know as they approach the legal thresholds.

    Read more

  • April 21, 2026 | David Merz

    Internal Audit in Switzerland: Definition, Tasks & Goals Explained

    Internal audit is one of the most effective tools a company has for staying in control of its own operations. By independently reviewing processes, risks, and controls from within, it gives management a clear, unfiltered view of what is working, and what isn’t. This article explains what internal audit is, how it differs from the statutory external audit required under Swiss law, what the legal obligations are for Swiss companies, and how SMEs can put internal audit to practical use.

    Read more

  • March 31, 2026 | David Merz

    Audit Costs in Switzerland: What Does a Limited Audit Cost?

    Most Swiss AGs and GmbHs are legally required to have their annual financial statements audited. For the vast majority of SMEs, this entails a limited audit; a streamlined review that's less intensive and less expensive than a full ordinary audit. Yet audit costs remain one of the most common questions business owners ask when planning their annual compliance budget. This article covers what a limited audit costs in Switzerland, the key factors that drive pricing, how limited and ordinary audits differ, and practical steps you can take to keep your audit costs manageable.

    Read more

  • February 18, 2026 | David Merz

    Switzerland's New Transparency Law (TJPG): What Companies Must Know

    Switzerland is introducing the Federal Act on the Transparency of Legal Entities (TJPG), a new law requiring companies to report their beneficial owners to a central register. This represents one of the most significant compliance changes for Swiss businesses in recent years, affecting nearly all AGs and GmbHs. This article explains who must comply, what information must be reported, key deadlines, and penalties for non-compliance. Whether you're a startup founder, an established SME, or managing a foreign entity with Swiss operations, understanding these obligations is essential for maintaining legal compliance.

    Read more

  • December 15, 2025 | David Merz

    The OECD Minimum Tax: What Swiss Businesses Need to Know About the 15% Global Tax Floor

    The global tax landscape shifted dramatically when Switzerland joined over 140 countries in implementing the OECD minimum tax—a 15% floor ensuring multinational enterprises pay minimum tax wherever they operate. For large multinationals, this represents the most significant change to international tax rules in decades. This article examines what the OECD minimum tax means for Swiss businesses, how Switzerland implemented it following a 2023 referendum, which companies are affected, and what the future holds after the US withdrawal.

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  • November 19, 2025 | David Merz

    Coordination Deduction 2025: Complete Guide for Swiss Employers and Employees

    Understanding the “coordination deduction” is vital for proper pension planning in Switzerland. The CHF 26,460 deduction (as of 2025) directly affects how much of your salary gets insured under the second pillar. This seemingly minor technical detail can have a major impact on retirement security and presents challenges for part-time workers and those with multiple employees. This guide covers everything you need to know about the coordination deduction: what it is, how it's calculated, whether employers can waive or reduce it, its impact on part-time workers and multiple job holders, and the implications of the failed BVG 21 reform.

    Read more

View all articles

Trusted by over 250 companies

Discover the diversity of our customers

  • InSphero AG logo
    Jan LichtenbergCEO, InSphero AG

    As an internationally active biotechnology company that stands for innovation and the highest quality, we work exclusively with partners who meet our high standards. Nexova consistently impresses us with exceptional service quality, robust processes, and an impressive pace. The professional, solution-oriented, and efficient collaboration allows us to fully focus on our core business. Additionally, we would like to highlight the remarkable cost savings of 35% compared to in-house accounting. We particularly appreciate how Nexova quickly understands, develops, and promptly implements complex requirements – both within Switzerland and at our international subsidiaries. We can wholeheartedly recommend the Nexova team.

  • TheLearning LAB GmbH logo
    Pascal Willoughby-PetitCEO, TheLearning LAB GmbH

    Nexova AG offers highly professional accounting services that have significantly enhanced our financial management at Learning Lab. Their team is precise and reactive, always delivering accurate and timely reports while promptly addressing our queries. With Nexova AG’s support, we manage our clients’ accounts and finances more efficiently. We highly recommend Nexova AG for their exceptional accounting services.

  • Le Café Bar GmbH logo
    Marco BurgerCEO, Le Café Bar GmbH

    For us as a new catering company, it is essential that our trustee understands our specific needs and responds flexibly to our requirements. In Nexova AG, we have found the ideal partner who supports us competently in all fiduciary matters and actively promotes our growth.

  • BUCKMANN GEWINNT+ logo
    Jörg BuckmannManaging Director, BUCKMANN GEWINNT+

    Uncomplicated or serious? Or is it and? A young, clever team is at work here, offering excellent services, highly uncomplicated and competent. Instead of a prestigious reception, expensive offices and chocolates, there are fast services and competent services. For me as a one-man company, this is exactly what I need.

  • Arvy AG logo
    Florian JauchCo-Founder, Arvy AG

    Arvy AG has found an exceptional partner in Nexova AG. Their very high level of expertise in FINMA-regulated industries ensures that our financial transactions are in safe and competent hands. What sets Nexova apart is their flat-rate pricing structure, which has helped us greatly with budgeting and financial planning. As a company committed to long-term success and integrity in investments, we are very satisfied with the services provided by Nexova AG.

  • Brainiegroup GmbH logo
    Patrick RissiCo-Founder, Brainiegroup GmbH

    For us as an EdTech startup, it is very important that our trustee is as digital and agile as we are. With Nexova AG, we have found the perfect partner who can actively support us in our growth.

That’s what our customers say

Your feedback matters

5.0 stars

103 reviews
  • Marc Perren

    Mr. Merz has a very broad knowledge and was able to help me with all my questions. The conversation was very pleasant and very informative for me. Thank you for your support.

  • Jörg Buckmann

    Uncomplicated or serious? Both here. A young, smart team is at work here, offering excellent services, highly uncomplicated and competent. Instead of a prestigious reception area, expensive offices and a few small gifts, you offer fast and competent services. For me as a one-man company, this is exactly what I need.

  • Martin Gerber

    I have been a Nexova customer for some time now and so far I am very satisfied! Thanks to the digital working methods and high responsiveness of the client managers, little time is lost in the daily process in particular. The prices are also very fair. Nexova handles the annual financial statements for me, including the tax balance sheet. The processes are standardized, which is a great advantage for audits (AHV and taxes). The two founders are two young, innovative guys and very serious.

  • Florian Kreidler

    The friendly and competent Nexova employee was able to answer my questions about company car taxation quickly and specifically. Thank you very much for this!

  • Reto S

    When I founded my company a year ago, I needed a reliable fiduciary partner. In addition to pure accounting, Nexova also offers me very good advice on all aspects of labor law. Thanks to the E-Post solution, I no longer even have to worry about my company mail and can focus purely on my service activities. My contacts at Nexova are always very friendly and pleasant to deal with. The complete package is simply TOP and I can only recommend Nexova!

  • Pascal Zumstein

    Top company & friendly owners. A highly recommended trustee.

  • Seb Ur

    Very good and competent advice!

  • Louis Revel

    Very satisfied with the work done and the service provided in terms of quality and price. I highly recommend

  • David Leu

    Professionally at a very high level. They are very good with Excel and could also support us with automation of processes.

  • Stefan Burgener

    I had a few questions about remote work and was advised super and free of charge. Thank you very much!

  • Luca Märki

    Very good service. Good and competent advice with friendly staff. I can definitely recommend

  • Edward Buchanan

    The Nexova team is very professional and I felt they always had my best interests at heart. I highly recommend Nexova and will continue to refer my clients to them and trust them with my business.

  • Juliam Pantano

    I am impressed with their outstanding service, especially in the field of accounting services, they demonstrate a professional approach and exceptional attention. As a lawyer, I have found Nexova to be a valuable partner in the financial world.

  • Marie Ospina

    I had an excellent consultation with Nexova AG regarding withholding tax. Their expertise is remarkably extensive and their guidance was invaluable, I highly recommend their services. A first class experience.

  • Alan SchuetzFebruary 8, 2023

    The Nexova Team is an important partner to our startup, enabling us to pass all of our accounting, tax and payroll duties. We specially value their expertise with Startups and flexibility, which allows us to plan and manage our financials effectively and to focus on the bottom line of our operations.

  • Raphael H.April 7, 2023

    We are very satisfied with Nexova as our trustee. Thanks to the Teams group chat, I can always count on very fast response times (of a few minutes). The Teams Chat group is great. With our old trustee, we had to write mails and always had to wait a long time for an answer and on top of that we were charged for every little question. Fortunately, this is not the case with Nexova.

  • Philip ReckFebruary 25, 2023

    Nexova solved my problem with a non-paying tenant quickly and efficiently. I was simply overwhelmed with the situation and glad for the competent legal advice. Nexova handled everything from the reminder with threat of termination, to representation in court, to the police eviction quickly, efficiently and also inexpensively. Many thanks for the valuable help.

Trusted by Swiss local businesses

Facts and figures

5.0 stars

103 reviews
5

Languages

26

Cantons

250

Clients

Dedication

FAQ

Answers at a click

CFOaaS is ideal for startups, SMEs, and growing businesses that need strategic financial guidance but don’t require a full-time CFO.

An outsourced CFO acts as an extension of your business, working closely with your in-house finance team, external accountants, and leadership. They collaborate on financial planning, cash flow management, and strategic decision-making while ensuring compliance with Swiss regulations.

At Nexova, we adapt our approach to fit your company’s structure, offering flexible communication, real-time reporting, and digital integration to keep everyone aligned and informed.

Yes, our services are fully flexible—you can utilise our CFO expertise for specific projects, ongoing advisory, or occasional financial reviews.

No, CFO services cover a wide range of financial management needs, from budgeting and compliance to strategic planning and growth optimization.

We adhere to strict data protection protocols, ensuring that all financial data remains secure and confidential.

Independence Statement: Nexova AG is an independent private fiduciary firm. We are not a government agency or authority, and we are not affiliated with any government department or official register. All official acts, registrations, and approvals are carried out solely by the competent Swiss authorities and notaries.

Read our full Independence Statement
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